Frequently Asked Questions (FAQ) for Investment (Capify)

What is Capify?

What is Capify?Capify is an Aposhashamura product that allows users who are seeking to divert their portfolio & earn more on their savings have designed avenues to invest in pre- assessed low to medium primary and secondary investment opportunities with minimum of N5,000. All investments have the least possible execution risk & proper insurance cover

What is the minimum amount a user can invest with?

N5,000

Does my investment have a proper insurance coverage?

Yes. Insurance varies by investment type

How can I sign up?

Simply log into https: //aposhashamura.com & click 'Invest' to get started

Is my money safe?

All investments on Aposhashamura have the least execution risk & proper insurance cover. Our Fixed Income Investments are mainly Debt Notes. A Debt Note is a legal document that serves as an IOU from a borrower to a creditor or to an investor. Debt Notes typically obligate issuers to repay creditor the principal loan, in addition to any interest payments, at a pre-determined date.

How is my Debt Note repaid?

The capital invested + interest is paid on the pre-determined date into the user’s wallet on the dashboard. It is the responsibility of the user to take an action of transfer to desired bank account.

Do I pay tax on my investment?

No. A user holds the sole responsibility to declare the investment & pay taxes to the Government as applies.

Can I break my investment at any time?

This varies per investment. For example, a Debt Note has a predetermined date & this type of investment cannot be broken until the set date. However, there are different investment tenor that may fit a user’s plan. There are investments tenor of 30,60,90,180,270 & 360 days.

Ensure you read the terms & conditions thoroughly before subscribing.