Frequently Asked Questions (FAQ) for Investment (Capify)
What is Capify?
What is Capify?Capify is an Aposhashamura product that allows users who are seeking to divert their portfolio & earn more on their savings have designed avenues to invest in pre- assessed low to medium primary and secondary investment opportunities with minimum of N5,000. All investments have the least possible execution risk & proper insurance cover
What is the minimum amount a user can invest with?
Does my investment have a proper insurance coverage?
Yes. Insurance varies by investment type
How can I sign up?
Simply log into https: //aposhashamura.com & click 'Invest' to get started
Is my money safe?
All investments on Aposhashamura have the least execution risk & proper insurance cover. Our Fixed Income Investments are mainly Debt Notes. A Debt Note is a legal document that serves as an IOU from a borrower to a creditor or to an investor. Debt Notes typically obligate issuers to repay creditor the principal loan, in addition to any interest payments, at a pre-determined date.
How is my Debt Note repaid?
The capital invested + interest is paid on the pre-determined date into the user’s wallet on the dashboard. It is the responsibility of the user to take an action of transfer to desired bank account.
Do I pay tax on my investment?
No. A user holds the sole responsibility to declare the investment & pay taxes to the Government as applies.
Can I break my investment at any time?
This varies per investment. For example, a Debt Note has a predetermined date & this type of investment cannot be broken until the set date. However, there are different investment tenor that may fit a user’s plan. There are investments tenor of 30,60,90,180,270 & 360 days.
Ensure you read the terms & conditions thoroughly before subscribing.